Durham Car Accident Lawyers

Trust Your Accident Claim to Kornbluth Ginsberg Law Group

If you or a loved one have been hurt in a car accident, you're likely facing various concerns about their health, finances, and what insurance will cover. North Carolina requires that all registered drivers carry some form of liability coverage, but injury victims are still often left without the coverage they need to remedy medical bills, lost wages, and other resulting damages.

At Kornbluth Ginsberg Law Group, P.A., our Durham car accident attorneys have seen firsthand just how devastating these accidents can be for victims. While car accidents are common, many drivers do not anticipate how difficult it is to recover the relief they need to cover their damages. Our personal injury team has helped numerous clients navigate this process and, both in and outside the courtroom, have secured the compensation they deserve.

You do not have to face this process without a knowledgeable legal advocate by your side. Call Kornbluth Ginsberg Law Group, P.A. at (919) 336-1932 today for a free consultation.

What is the Statute of Limitations for NC Car Accidents?

Every state has different laws regarding the time limit in which an individual can file a claim after the date of their injury. The statute of limitations for North Carolina car accidents is three years. This means that if you do not file a claim for your injuries within this time frame, your case will not be heard.

North Carolina is an at-fault state, which means that every driver involved in an accident is held to some degree of being at fault. This means that even if you are only at-fault for 2% of a car accident in Durham, there is a chance that you may receive compensation for your injuries. Our car accident attorneys in Durham understand that every scenario is different. If you have more questions about car accident laws in North Carolina, contact Kornbluth Ginsberg Law Group, P.A. for trusted advice and a free consultation!

Is North Carolina a No-Fault State for Auto Accidents? Aerial view of a car accident with firefighters

North Carolina is an at-fault state, which means that every driver involved in an accident is held to some degree of being at fault. This means that even if you are only at-fault for 2% of a car accident in Durham, there is a chance that you may receive compensation for your injuries.

It is required that you cover liability insurance so that when accidents occur, victims are afforded the coverage they need for damages regardless of who is at fault. North Carolina requires that each driver carry minimum liability coverage of:

  • $25,000 for property damage
  • $30,000 for bodily injury (per victim)
  • $60,000 for total bodily injury (when there are multiple victims)

Uninsured and Under-Insured Motorist Coverage

If you’ve been in an accident and the other motorist appears to be uninsured or under-insured, it is important to do what you can to protect yourself. This might be evident if they refuse to provide identification or proof of insurance or even seem to be ready to flee the scene.

In the state of North Carolina, all drivers are required to have Uninsured Motorist (UM) coverage and under-insured Motorist (UIM) coverage if they operate a motor vehicle. UM coverage is supposed to cover damages that you and others in your vehicle sustain when an uninsured driver is at fault for an accident. UM coverage is also supposed to cover unidentified hit-and-run drivers and property damage.

When Insurance Coverage Isn't Enough

Despite these minimum liability coverage requirements, injury victims often find themselves in a precarious position in the aftermath of a Durham car wreck. In very serious accidents, they may find that the minimum liability coverage of the other driver does not cover their medical costs. They may discover that the other, at-fault driver doesn't have insurance at all. Or, most likely, they may face resistance from the involved insurance providers when trying to claim the coverage they need.

If you are facing any of these circumstances following a Durham automobile accident that wasn't your fault, it may be time to seek legal counsel. At Kornbluth Ginsberg Law Group, we are well-versed the challenges car accident victims face when trying to secure appropriate coverage. Whether tougher negotiation with an insurance company or litigation is required, we are ready to ensure our clients' injuries and hardships receive the recognition they deserve.

Hear it from Our Satisfied Clients!

5 / 5 stars
Honest. Trustworthy. Ethical. Kind. Successful. He is the best choice for a personal injury attorney in Durham. If you have been injured, it will be well worth your time to speak with Kevin Ginsberg.

Start the process today. Contact Kornbluth Ginsberg Law Group, P.A. today to request a case evaluation.

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4 Reasons to Hire Kornbluth Ginsberg Law Group
  • Diverse Legal Solutions

    We guide clients through various legal matters, from personal injury to workers compensation cases.

  • Dependable Advocacy

    We fight on behalf of hard-working individuals wronged by an employer or insurance company.

  • Experienced Legal Team

    We have a significant level of combined experience in our respective areas of law.

  • Individualized Attention

    An attorney will work with you one-on-one from the beginning of your case to the end.