An overwhelming majority of North Carolina businesses are required to carry workers' compensation coverage to provide coverage for their employees who are injured on the job. That means, if one of their workers should get hurt while on the job, that injured worker has the right to pursue benefits under their employers' workers’ compensation insurance coverage and make the fullest recovery possible.
On paper, this is a system that is meant to provide fast and fair compensation for injured workers regardless of who was at fault in the accident. In practice, however, the workers’ compensation system is too often fraught with red tape and complications that often keep injured workers from receiving the benefits they need.
We're ready to partner with you at this critical time. Contact our firm today by calling (919) 336-1932 to request a confidential case evaluation with our workers' compensation attorneys in Durham, NC.
Understanding NC Workers' Rights
At Kornbluth Ginsberg Law Group, P.A., we offer representation for personal injury and employment law clients—which means that workers' compensation matters fall squarely in a critical overlap of our two practices. We know what North Carolina workers are entitled to when they are hurt while in service of their employer and what can be done to ensure that they receive the benefits they deserve.
North Carolina Workers' Compensation Benefits
According to North Carolina workers' comp laws, you may be eligible to receive the following benefits for your work injury:
- Medical treatment
- Weekly workers’ compensation benefits (whether temporary or partial) depending on whether an employee is totally removed from work or able to work at reduced hours
- Permanent disability impairment for permanent injuries
- Payment for future medical needs and future lost income when negotiated as part of a compromise settlement agreement
- Additional benefits such as mileage reimbursement, vocational rehabilitation, etc.
What Injuries are Covered by NC Workers' Compensation Laws?
Not every injury will be covered by workers' compensation insurance, so it's important to discuss your situation with a skilled workers' compensation lawyer, but in general the below types of injuries are covered:
- Injuries directly resulting from a work accident
- Aggravation of previous injuries which occurred as a result of a work accident
- Additional injuries resulting from a previous work injury (for example, if a back injury later results in damage to the worker's knee)
- Occupational diseases that the employee is exposed to and sustains as a direct result of their employment duties
North Carolina Workers' Compensation Laws
Following a dangerous accident involving one of their employees, employers are required to report the incident to their insurer and to file certain forms with the North Carolina Industrial Commission, which is the governing agency for workers’ compensation claims in North Carolina. The employee may then be instructed to visit insurer-approved doctors to evaluate the extent of the injury and determine any needed care and benefits.
Unfortunately, like other insurers, workers' compensation insurers are looking to protect their bottom line. That means many of them will look to minimize the claims of injured workers through obstruction of treatment, delay in paying weekly worker’s compensation checks, offer "low-ball" benefits, or deny the claim outright for dubious reasons. That is why legal counsel is often critically needed for these claims: To make sure the workers’ needs are respected and the gravity of their injuries are fully recognized by the insurers.
How We Can Help
Our firm can help you in many situations after a work injury, including but not limited to the following:
- You have sustained a serious workers’ compensation injury or condition.
- You are not receiving complete benefits that you believe should be provided.
- You have received benefits that do not cover your complete medical needs.
- You have had your benefits unfairly delayed or interrupted.
- You do not regularly receive your benefits (or believe they have been delayed).
- You have been retaliated against by your employer.
- Your workers’ compensation claim may be denied or has been denied.
- The insurance company has retained an attorney that puts you at an unfair disadvantage.
- You are concerned that the amount of red tape is putting your well-being at risk.
- You want to make sure that your rights are protected after a work injury.
Call Our Durham Workers' Compensation Lawyer Today!
If you or a loved one has been hurt at work and are currently facing one of the circumstances listed above, Kornbluth Ginsberg Law Group, P.A. is ready to help you. We are well-versed in the tactics these insurers take to avoid paying what claimants deserve and can ensure that your claim does everything possible to secure the benefits you need.