If you’ve been injured on the job and are receiving workers’ compensation benefits in North Carolina, the last thing you want to do is jeopardize your claim.
At Kornbluth Ginsberg Law Group, PA, we understand the complexities of workers’ compensation law and want to ensure that you protect your rights.
Here Are The Top 7 Workers’ Comp Mistakes to Avoid:
1. Failing to Report New Income
Workers’ compensation benefits are designed to help you financially while you recover and are unable to work. If you start earning income from another job or side hustle, even part-time work, you must report it. Failing to disclose new income can be considered fraud and result in the termination of your benefits, fines, or even criminal charges.
2. Ignoring Medical Advice
Your treating physician’s recommendations are a cornerstone of your claim. Skipping appointments, refusing treatment, or disregarding medical advice can be interpreted as noncompliance. Insurance companies may use this to argue that you’re not as injured as you claim or that you’re prolonging your recovery unnecessarily.
3. Engaging in Activities That Contradict Your Injury
If your workers’ compensation claim states that you cannot lift heavy objects but you’re caught doing just that—whether in person or on social media—it could seriously harm your case. Insurance companies often hire investigators to monitor claimants. Be mindful of what you do, and always follow your medical restrictions.
4. Posting on Social Media
Social media is often monitored by insurance companies looking for evidence to deny claims. A seemingly innocent photo or comment can be taken out of context and used to suggest that your injuries aren’t as severe as claimed. While recovering, it’s best to limit your social media activity and avoid discussing your injury or case online altogether.
5. Missing Deadlines
North Carolina has specific deadlines for filing workers’ compensation claims and submitting required documentation. Missing these deadlines can lead to delays or even a denial of your benefits. Be proactive about keeping track of important dates and filing requirements, or consider working with an attorney to ensure you meet them.
6. Failing to Communicate with Your Employer or Insurance Adjuster
Keeping open lines of communication with your employer and the insurance adjuster is essential. Failing to respond to requests for information or not providing updates on your recovery can raise red flags. However, be cautious about what you share and consult with an attorney before making statements that could impact your case.
7. Settling Too Quickly
Insurance companies often push for quick settlements, but accepting an offer without fully understanding the long-term implications can leave you without sufficient compensation. Injuries sometimes have lasting effects, and you may be entitled to additional benefits. Before agreeing to a settlement, consult with a skilled workers’ compensation attorney to review the terms.
Protect Your Claim with Expert Guidance
Receiving workers’ compensation benefits is often essential to maintaining your financial stability after a workplace injury. By avoiding these seven mistakes, you can help safeguard your claim and focus on your recovery.
If you have questions about your workers’ compensation case or need legal representation, Kornbluth Ginsberg Law Group, PA is here to help. Contact us today for a free consultation and let our experienced team advocate for your rights.
