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NC Workers' Comp Ghost Policy

An NC workers’ comp ghost policy is a policy that insures no one. The purchase of such a policy results in a certificate of insurance that a company can use to prove it has purchased “coverage” when it enters into a contract to provide work for a principal contractor. Why Businesses Use Ghost Policies in […]

Workers’ Comp Claims for PTSD

Most employees know that workers’ compensation benefits help cover medical expenses and a portion of their lost wages when they are injured on the job. However, some workers mistakenly limit their view to purely physical injuries, such as burns, broken bones, and amputations. Can workers in North Carolina qualify for workers’ compensation benefits if their […]

Workers’ Comp Benefits: What You’re Entitled To

If you’ve been injured at work in North Carolina, you may be eligible for workers’ compensation benefits. Kornbluth Ginsberg Law Group in Durham, NC, is committed to helping injured workers navigate the complexities of the workers’ comp system. Here’s a breakdown of the types of benefits you may receive if your claim is approved. Types […]

close up shot of women's hands encircling a miniature blue sedan, concept of North Carolina car insurance laws

North Carolina lawmakers recently increased the minimum auto insurance requirements for drivers in the state. How the changes to NC car insurance laws will affect accident claims remains to be seen, but motorists need to ensure their policies meet the new requirements to avoid legal trouble. What Are the Changes in Auto Insurance in NC […]

Dashcam Footage in Car Accident Cases

Dashcams now ride along in many family and work vehicles across North Carolina. Dashcam footage in car accident cases can provide a clear, time-stamped record when drivers later disagree about what happened. Claims involving dashcams in car accidents show how a few seconds of video can determine which version of events the court accepts, providing […]

Write-up After an Injury at Work

Yes, your employer can write you up after an injury at work, but only for a lawful reason – not simply because you got hurt at work and pursued a workers’ compensation claim. North Carolina law allows employers to discipline employees for legitimate issues such as attendance violations, safety rule breaches, or poor job performance. […]

Med Pay Coverage in NC Auto Insurance

If you’ve been involved in a car accident in North Carolina, medical expenses can add up quickly. One way to ensure that you have immediate financial relief after an accident is by having Medical Payments Coverage (Med Pay) as part of your auto insurance policy. Med Pay is an affordable yet crucial coverage option that […]

Tractor-Trailer Accident in NC

Being involved in a car wreck with a tractor-trailer in North Carolina can be a life-altering experience. Due to the size and weight of commercial trucks, these accidents often result in severe injuries and complicated legal battles. If the truck driver is at fault, navigating the insurance claims process can be overwhelming. Understanding your rights […]

Deposed After a Car Wreck in NC

Being injured in a car accident in North Carolina can be a stressful experience, especially if you are involved in a legal claim. As part of the legal process, you may be required to give a deposition. Understanding what to expect and how to prepare can help you navigate this process with confidence. What Is […]

Contributory Negligence and Car Accidents

If you’ve been injured in a car accident in North Carolina, you may be shocked to learn that you could be denied compensation—even if the other driver was mostly at fault. This is due to a harsh legal rule called contributory negligence, which is different from the laws in most other states. Understanding this rule […]

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